Wednesday, March 31, 2010

The truth about Noynoy

"Before the supporters of Liberal Party standard bearer Senator Benigno Aquino III start jumping like chimpanzees over the latest poll survey results showing their candidate widening his lead, at 39 percent, over his nearest rival Nacionalista Party standard bearer Senator Manuel Villar, with 26 percent, they should be told that it’s a long way to go until May 10.

Santa Banana, that’s 42 days from today, and in our kind of elections, politics remains the art of the possible!"

The truth about Noynoy
Emil Jurado
Manila Standard Today

Monday, March 22, 2010

thanks so much

to our Almighty God for we, the Samante family have been very blessed. early this month, my father suffered a minor accident and in God's grace, he only had a small fracture in his head and the doctor said he's ok. my brother also got his schedule for another 3months in the ship. and this means that we can sustain the medicine and other lab tests of our father.

God is really GOOD!

thanks a lot..

Tuesday, March 16, 2010

from sunsilk

look what i just got from sunsilk..a bottle of shampoo and conditioner. got this by texting 10DAYS to 2600, then after a day someone called me for verification if i really texted them and after 3 days, if i'm not mistaken, march 1 when the package arrive in our office.

Wednesday, March 10, 2010

si uno naman

here is my elder brother's son, dimebag darrell japor samante, two years old and super astig, kulit and bibo. he has earing on his left ear and he's asking his dad to put another one on the right. see? like father like son, my brother got so many earings on ears, one on tongue, lips and eyebrow plus tattoos.

beauty and brains

been posting my niece several times, for now, get to know my youngest sister. her name is ma.angela s. perez, she's actually my cousin but we have adopted her since her parents got separated. she taking up bachelor in education major in english in Philippine Normal University (PNU) Lopez Branch, she's now in her 3rd year. she was crowned as ms. canda ibaba during our barangay patronal fiesta. take a look at her at her swimsuit attire.

Tuesday, March 9, 2010

Money Saving Tips

Here's a money saving tip I received from e-newsletter which I really agreed since I myself tried this tips and it really works.

"A penny saved is a penny earned" is an adage we have heard countless times not only from our parents but from our peers as well. But how can you save when you live from paycheck to paycheck? Here are a few tips you can follow to help stretch your money and to provide yourself with a few months’ worth of financial buffer.

Save BEFORE you spend. Most people only save whatever money they have left, which is usually…not much, if they even do have any. So as soon as payday comes around, remove a certain amount from your paycheck and deposit it immediately in an untouchable yet accessible account. If you haven’t started saving before, then you can start low, by saving at least five to ten percent of your take-home pay. Then once you’ve adjusted, increase this amount by another five percent or so. Be sure to do this automatically every month. If it’s possible to arrange with your bank to auto-deduct from your payroll account to a separate savings account, then have this fixed immediately.

Live within your means. This is easier said than done, especially when you’re a young professional. It’s difficult to say "no" to the lure of mall-wide sales, Friday night drinking with your buddies, or regular movie-and-dinner dates with your guy. But if it’s beyond your budget, you simply have to try and say that two-letter word.

Make a budget…and stick to it! Take time to sit and really think about where your money goes. Take a typical week and list all your expenses then—including those purchases you deem trivial. Sometimes, it’s those little things that add up to take a chunk off your income. Maybe you like having bottled iced tea everyday for lunch. You think, it’s just P15, right? But if you multiply it by 22, the average number of working days per month, that’s easily P330. If you can’t do without it, try investing in a tumbler instead then make tea at home that you can bring to work. This goes for coffee as well. When you review a week’s worth of expenses, you’ll see where you can cut down.

Think at least twice before you spend. I’ve learned to not do the groceries when I’m hungry and to stay away from malls when I’m not feeling so good. Otherwise, I know I’ll only end up spending more, sometimes on things I don’t even need or want. If you find yourself liking a pair of shoes, go home and sleep on it. Think about it first, and visualize yourself wearing it with at least three sets of clothes. If you think you’ll be able to wear it often, then it’s a good buy—that is, considering how much money you can spare.

Set a goal. Save 3 times of your salary at the end of the year.